Property Search/NEW PORT RICHEY/FLORAMAR

70 photos · 3D tour

Active12 days on market

$499,000

4405 FLORAMAR TERNEW PORT RICHEY, FL 34652FLORAMAR · Single Family Residence

3Beds

2Baths

1,445Sq ft

0.09 acLot

1-carGarage

1961Built

YesWaterfront

About this home

Virtually Staged. Welcome to your ultimate waterfront paradise in the highly sought-after Gulf Harbors community! This beautifully updated 3-bedroom, 2-full-bath home sits on a wide, deep-water channel offering direct, unrestricted Gulf access. Move right in and enjoy total peace of mind with a NEW ROOF & AC system, stunning new porcelain tile flooring throughout, and a bright open-floorplan kitchen complete with granite countertops, a breakfast bar, and appliances. The exterior has been freshly painted, as well as the garage floor. Step through the screened front entry porch into a light-fill…

Description as provided by the listing brokerage.

Highlights

Water frontage — Canal - Saltwater
Private Mailbox
Rain Gutters
Storage
Ceiling Fans(s)
Kitchen/Family Room Combo
Solid Surface Counters
Stone Counters
Thermostat

Open houses

No open houses scheduled.

Can't make it? Request a private showing.

The details

StatusActive

MLS #MFRW7890517

Property typeSingle Family Residence

Year built1961

Lot size0.09 ac

Living area1,445 sq ft

Price per sq ft$345

HOA$125 / annually

CDDNo

Taxes$5,452 (2025)

Garage1-car

Stories1

Days on market12

CountyPasco

Flood zoneAE (verify)

FurnishedNegotiable

ListedOct 29, 2026

Features & property details

Interior

Full baths2

Half baths0

Rooms8

FlooringCeramic Tile

AppliancesDishwasher, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer

Interior featuresCeiling Fans(s), Kitchen/Family Room Combo, Solid Surface Counters, Stone Counters, Thermostat, Window Treatments

LaundryElectric Dryer Hookup, In Kitchen, Inside, Laundry Closet, Washer Hookup

FireplaceNo

CoolingCentral Air, Mini-Split Unit(s)

HeatingElectric

In-law suite0

Exterior & lot

Exterior featuresPrivate Mailbox, Rain Gutters, Storage

FencingChain Link, Vinyl

FacesSouthwest

Road surfaceAsphalt

Construction

ConstructionBlock, Concrete, Stucco

FoundationSlab

RoofShingle

Living area sourcePublic Records

Building area (sq ft)1,965

Parking

GarageYes

Attached garageYes

CarportYes

Carport spaces1

Parking featuresCovered, Golf Cart Parking

Pool & water

WaterfrontCanal - Saltwater

Water bodyGULF

Water accessBeach - Access Deeded,Canal - Saltwater,Gulf/Ocean

Water viewCanal

Water extrasBridges - No Fixed Bridges,Deck,Lift,No Wake Zone,Sailboat Water,Seawall - Concrete

Waterfront feet32

Dock1

Dock detailsDock w/Electric,Dock w/Water Supply,Lift

Community & HOA

AssociationGULF HARBORS CIVIC ASSOCIATION

HOA fee$125

HOA frequencyAnnually

AmenitiesClubhouse, Optional Additional Fees, Other

Fee requirementOptional

Approval required0

Total monthly fees$27.08

Total annual fees$325

Community featuresClubhouse, Deed Restrictions, Golf Carts OK, No Truck/RV/Motorcycle Parking, Park, Street Lights

55+ communityNo

PetsYes

Minimum leaseNo Minimum

Lease restrictions0

Lease notes**Buyer and buyer’s agent to verify all leasing restrictions, minimum lease terms, ownership requirements prior to leasing, and any rental caps directly with Pasco County.**

Utilities & efficiency

UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected

SewerPublic Sewer

Water sourcePublic

Financial & terms

CDD0

Tax year2,025

Homestead0

Listing termsCash, Conventional, Fha, VA Loan

OwnershipFee Simple

Special conditionsNone

PossessionClose Of Escrow

ZoningR4

OccupantVacant

MLS area34652 - New Port Richey

Where it sits

Open in Maps

Approximate location shown. Exact address available on request per listing brokerage.

Schools

ElementaryMittye P. Locke-POPasco County

MiddleGulf Middle-POPasco County

HighGulf High-POPasco County

School assignments change; verify with the district before relying on them.

Where you'd be

FLORAMAR, Florida

NEW PORT RICHEY · Pasco County

Homes in NEW PORT RICHEY

More like this

Active

$399,000

6037 HIGH ST

NEW PORT RICHEY, FL 34653

3bd2ba1,524sq ft

New construction

Listing courtesy of RE/MAX CHAMPIONS · MLS# MFRW7891050

Active

$437,000

9701 BLACK BEAR CT

NEW PORT RICHEY, FL 34654

3bd2ba1,868sq ft

Listing courtesy of OPENDOOR BROKERAGE LLC · MLS# MFRO6424138

Stellar MLSMLS# MFRW7890517Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBORLast updated Nov 2, 2026, 1:58 PM

David DonovanREALTOR®

Questions about this home? Ask me what the listing doesn't say, or set up a private tour.

Schedule a tour Ask a question

Call or text 603-425-8847 · Text

Keep an eye on itSave to get price and status changes

Mortgage Calculator

Home price

Down payment

Interest rate (est.)

Loan term

The rate is an editable estimate, not a quoted or advertised rate.

Taxes / year

From the listing (2025). Taxes can change after a sale.

Insurance / year

Estimate. Florida quotes vary widely.

HOA / month

Listing: $125 annually, shown per month.

Estimated monthly payment

$3,237/mo

Principal & interest: $2,523
Property taxes: $454
Homeowners insurance: $250
HOA: $10
Estimated total: $3,237

Loan amount $399,200 · 20% down

Preferred lender

Want to know what your actual payment could look like?

I can connect you with my preferred lender for a personalized payment estimate and financing options for this home.

Mortgage calculations are estimates for informational purposes only and are not a loan quote or commitment to lend. Actual rates, payments, taxes, insurance, HOA fees, PMI and loan terms may vary.

$499,0004405 FLORAMAR TER · NEW PORT RICHEY

Tour Ask